Tips for Sticking to a Holiday Budget
With a desire for a much more normal holiday season this year, Americans are set to make it a landmark year for holiday spending.
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Understanding Your Credit Score
Healthy credit is a key component of qualifying for mortgages, auto loans, and even new jobs. A FICO score is the three-digit number that summarizes your credit report. It’s only a small slice of the credit pie, but it’s an important one. Understanding what it all means will greatly improve your chances for obtaining the highest credit score possible.
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Savings: Budgeting for the Holidays
Christmas might feel like a long way off, but it will be here before you know it. Help ease the stress the holiday season brings by thinking about your holiday spending goals now. Without a plan you may be more tempted to use your credit card which means you could be paying for the holiday festivities well into the spring. Starting to save now will help alleviate the stress of overspending and accruing more debt.
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All About Ohio's Tax Free Weekend
It’s back-to-school time! Things may look different this year, but one thing is for certain, kids will need school supplies. Each year, various states hold a tax-free weekend to make back-to-school shopping more affordable for parents. Ohio’s is this weekend and starts Friday. Between Friday at 12:00 AM to Sunday at 11:59 PM clothing, school supplies and instructional materials (up to a certain value) will be exempt from sales and use tax. The stores are usually more crowded during tax-free weekend, so you may be asking is it worth it? We think it is.
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10 Easy Ways to Save More at the Grocery
Be a Grocery Guru and Supermarket Saver with these quick and easy budgeting tips.
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Your Guide to Buying a Home
Owning a home is at the pinnacle of the American Dream and it is easy to see why. It provides security and stability while checking a box off your life to-do list. For many, owning a home is a sign of success and a way to show how hard they have worked. Yes, owning a home is a wonderful thing, but it is also a big responsibility. Oftentimes people don’t realize how big of a responsibility it can be and end up with more than they can handle, especially financially.
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Are You on the Right Track for Retirement?
Figuring out exactly how much you need for retirement can be tricky. Most people avoid the subject because it can be too stressful, or they think it is too far in the future to worry about. According to a Yahoo finance survey, 64% of Americans will retire with less than $10,000 in their retirement savings while 45% say they don’t save because they feel they don’t make enough money. You may feel the same way, but there is hope! This article will help get you on the right track and in the mindset of saving for retirement.
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What to do Before Buying a Car
Last week I decided to buy a new car. The one I picked out gets great gas mileage and has a lot of cool features, but the most important thing is I got an amazing deal on it. For some, buying a new car is a stressful, drawn-out process, but it doesn’t have to be. One of the biggest challenges is sim
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