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Introducing Digital Investing at River Valley powered by InvestFi

Self-Directed Investments

Cryptocurrency

Guided Investing

$100 Invest Match Offer: Available to River Valley Credit Union members in good standing who open a new InvestiFi investment account through RVCU between October 1, 2026, and November 30, 2026. RVCU will match the member's initial investment dollar-for-dollar, up to $100. Cryptocurrency account fees will be waived during the promotion period. Limit one match per member. Matching funds will be deposited into the member's RVCU checking or savings account on December 18, 2026, after all eligibility requirements are met. Offer may be modified or discontinued at any time. Matching funds may be reported as taxable income. Investment advisory services provided by AdvisiFi, LLC (“AdvisiFi”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. AdvisiFi is a wholly-owned subsidiary of InvestiFi Inc (“InvestiFi”). Brokerage services are provided by InvestiFi Securities LLC (“InvestiFi Securities”) and RQD* Clearing LLC (“RQD”), SEC-registered broker-dealers and members of FINRA/SIPC. Brokerage services are available only to residents of the United States and in jurisdictions where InvestiFi Securities is registered. Brokerage and advisory accounts are not held with the financial institution and are held with AdvisiFi, InvestiFi Securities, and RQD, respectively. You may check the background of these firms by visiting FINRA's BrokerCheck. Cash and securities offered by InvestiFi Securities and held by RQD are (1) not insured by the FDIC, NCUA or other government agency, or by any private insurance offered in lieu of FDIC or NCUA coverage, (2) not guaranteed, (3) not financial institution deposits or obligations, and (4) may lose value. Digital assets (cryptocurrencies) are made available and held in a digital wallet maintained by SAFE Trust Company, a Wyoming trust company, not the financial institution or InvestiFi or its affiliates. SAFE is a separate entity from, and not an affiliate of River Valley Credit Union or InvestiFi. Digital assets are (1) not federally or privately insured; (2) not obligations of River Valley Credit Union; (3) not guaranteed by River Valley Credit Union; (4) heavily speculative and volatile; (5) may have associated fees; (6) may not allow account holder recourse; and (7) offered by a third party. River Valley Credit Union may receive compensation from your purchase of digital assets. Digital assets (i.e. cryptocurrencies) held in your digital asset account with SAFE (i.e. Crypto account) are not insured by any government or private entities, including, but not limited to, NCUA or ASI/ESI. Your digital investing account does not support wallet-to-wallet transferring of your digital assets (i.e. Cryptocurrencies). You should carefully consider whether buying or holding digital assets is suitable for you in light of your financial situation. Digital assets are not obligations of River Valley Credit Union and are not guaranteed by River Valley Credit Union. River Valley Credit Union has entered into a referral agreement (the “Agreement”) with AdvisiFi. River Valley Credit Union is not an advisory client of AdvisiFi, however, certain of River Valley Credit Union personnel may be advisory clients of AdvisiFi. Under the Agreement, AdvisiFi will provide compensation to River Valley Credit Union for referring prospective advisory clients to AdvisiFi. AdvisiFi will pay River Valley Credit Union a portion of the advisory fees it receives from your account as a referral fee. No investment advisory agreement with AdvisiFi will become effective unless and until accepted by AdvisiFi. If you have any questions about the above, please feel free to contact AdvisiFi at support@advisifi.com. Brokerage services are provided by lnvestiFi Securities LLC (“InvestiFi Securities’) and RQD Clearing LLC (“RQD”) SEC-registered broker-dealers and members of FINRA/SIPC. Brokerage services are available only to residents of the United States and in jurisdictions where lnvestiFi Securities is registered. Fees associated with your AdvisiFi account are disclosed to you as part of the AdvisiFi Form CRS and Form ADV Part 2A (Brochure) and are available at the Investment Adviser Public Disclosure website (https://adviserinfo.sec.gov/). Cash and securities offered by lnvestiFi Securities and held by RQD are (1) not insured by the FDIC or NCUA, (2) not guaranteed, (3) not financial institution deposits or obligations, and (4) may lose value. Cryptocurrencies offered by SAFE Trust Co, a Wyoming trust company. Cryptocurrencies are not federally regulated and involve significant risk including loss of principal. All investments are subject to market risk and are not guaranteed. No credit union guarantee and may lose value. Educational materials are general in nature and should not be construed as investment advice, a recommendation or personalized investment advice and may not be suitable for everyone. You should consider your own situation before making any investment decision. Promotion Terms and Conditions Offer Overview: River Valley Credit Union is offering this promotional incentive to customers who open an account with InvestiFi. Eligibility: River Valley Credit Union makes this offer, which is valid only for new InvestiFi Investment accounts. The promotion offer is made through River Valley Credit Union. InvestiFi and its subsidiaries are not participants either directly or indirectly in this offer and are not responsible for fulfilling obligations made by River Valley Credit Union. No Recommendation: This promotion is not a recommendation to buy or sell any specific security or to adopt a specific investment strategy. Taxation: The promotion may be considered reportable income for tax purposes (1099-INT or 1099-MISC).

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If you live, work, attend school, or worship in Butler, Clark, Greene, Miami, Montgomery, Preble or Warren Counties, you can join River Valley Credit Union.