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8.99% APR promotional rate applies to balance transfers for 24 months ending 08/31/2028. After that your standard rate will apply. The 8.99% balance transfer will be available from 07/01/26-08/31/26 There is no balance transfer Fee. We will begin charging interest on the balance transfer on the date the transaction posted to your account. Use of the balance transfer will constitute a charge against your River Valley Credit Union credit card account. All transactions are subject to approved credit line. River Valley Credit Union may decline a balance transfer or, if your account is not in good standing or has insufficient credit available at the time balance transfer request is presented for payment. Promotional balance transfers cannot exceed your available credit limit.

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