NOTICE: Starting June 4th, our Dayton and West Carrollton drive-thrus will be temporarily closed as we upgrade our ATMs to Interactive Teller Machines (ITMs) for an enhanced banking experience. We expect to reopen by July 1. We appreciate your patience and look forward to serving you better!

Become a Member Schedule Appointment
Personal Online Banking Business Services Online Banking
Search Search Search Locations

$250 Gift Card Offer: To qualify for the $250 gift card, a new home equity loan must be approved and closed by June 13, 2025. Minimum loan amount of $10,000 required. Offer limited to one gift card per household. The gift card will be an electronic gift card and will be available within 30 days of loan closing. The value of the gift card may be reported as income to the IRS, and the recipient is responsible for any applicable taxes. Offer not valid for existing home equity loans or refinances of existing River Valley Credit Union loans. Other restrictions may apply.

It’s on the house

Whether you need to make a home repair or a large purchase,
you can be covered with a River Valley home equity loan.

  • Home Improvement
  • Debt Consolidation
  • Unexpected Expenses
  • Fund Education

See Rates
Schedule An
Appointment
FIXED HOME EQUITY HELOC
No Prepayment Penalty
No Annual Fee
Variable Interest Rate
Revolving Line of Credit
Fixed Interest Rates & Payments
Fixed Loan Terms

Home Equity loans are available on primary residence only, not for investments.


Not sure what’s best for you?

Our expert team can help you determine what option is best for you.
Simply schedule an appointment here.

Schedule An Appointment

Home Equity
Loan Form

Please complete the following form
and a River Valley team member will
contact you at the time you request.