Youth Accounts That Grow With Them

Helping the Youth of Tomorrow Prepare Today

At River Valley Credit Union, we believe learning how to manage money should start early—and feel welcoming, not confusing. We proudly serve families across the Miami Valley, offering youth savings and checking accounts that help kids and teens build smart habits with support from friendly, local employees. From first savings goals to first debit cards, we’re here to teach, guide, and encourage every step of the way.

Youth Account Options

Youth Savings Account

A great first step toward smart money habits.

Our Youth Savings Account helps kids learn the value of saving while watching their money grow. It’s easy to open, easy to understand, and supported by local team members who love helping young savers succeed.

Best Option If:

  • You want a savings account with a low opening balance
  • You want to earn dividends over time
  • You want mobile and online access with parent guidance
  • You want to encourage saving habits
Help Them Start Saving

Youth Starter Account

Real‑world money skills—with parent support.

Our Youth Starter Account can be opened at age 10 with a parent, giving kids a safe way to learn how checking works. It’s a hands‑on way to practice budgeting, spending, and responsibility—all with local support.

Best Option If:

  • You want a debit card for everyday purchases…same day!
  • 3% cashback on your first $500 on debit card purchases*
  • You want e-statements
  • You want mobile and online banking access 24/7

*(Must have 15 debit card transactions per month and e-statements)

Open a Youth Starter Account

Building Financial Confidence—One Lesson at a Time

River Valley Credit Union believes financial education is just as important as financial tools. Our youth accounts help kids and teens learn:

  • How to save for goals
  • How to spend responsibly
  • How to track balances
  • How to build confidence with money

We don’t just open accounts—we help families start conversations about money that last a lifetime.

Teach Smart Money Skills

Why Families Choose River Valley Credit Union

River Valley Credit Union offers youth savings, youth checking, and youth money market accounts to families across the Miami Valley. With a focus on financial education, simple tools, and friendly local service, we help the youth of tomorrow prepare today with smart money habits.

  • Friendly employees who know your family
  • Simple, age‑appropriate accounts
  • Built‑in financial education
  • People helping people—now and for the future

We don’t just open accounts—we help families start conversations about money that last a lifetime.

Bank Local for Their Future

Youth Resources