Business Services & Deposit Accounts
Built for Local Businesses in the Miami Valley
Simple Business Banking—Backed by Real People
At River Valley Credit Union, we know running a business takes time, energy, and focus. That’s why our business deposit accounts and services are designed to keep things simple, secure, and easy to manage—so you can spend more time growing your business. We proudly serve businesses across the Miami Valley with local support, friendly employees, and tools that work the way you do.
Business Banking Tools & Services
Business Online Banking
Secure. Simple. Convenient.
Business Online Banking lets you manage your business accounts anytime, anywhere—without stopping by a branch. It’s a reliable way to stay connected to your finances while you’re on the go.
Why You’d Want This Service
Because your business doesn’t stop when the branch closes.
Best If:
- You want 24/7 access to your business accounts
- You want to view balances and transaction history
- You want to manage your finances from anywhere…anytime
- You want secure online access
Bill Pay
Save Time and Money.
Business Bill Pay makes it easy to pay bills online with scheduled and automatic payments. It helps reduce paperwork and keeps your payments organized in one place.
Why You’d Want This Service
Because paying bills should be quick, easy, and worry‑free.
Best If:
- You want to save time each month
- You want to pay bills securely online
- You want to schedule one‑time or recurring payments
- You want to reduce paper checks
Mobile Deposit
Deposit checks without leaving your business.
Mobile Deposit allows you to securely deposit checks using your mobile device. It’s a fast and convenient option for busy business owners.
Why You’d Want This Service
Because trips to the branch shouldn’t slow you down.
Best If:
- You want to deposit checks anywhere…anytime
- You want to use your mobile device
- You want faster access to funds
- You have a busy schedule
Remote Deposit Capture
Deposit checks—right from your office.
Remote Deposit Capture allows businesses to deposit checks directly into their account at any time of day. It’s a great solution for businesses that receive multiple checks regularly.
Why You’d Want This Service
Because being in two places at once shouldn’t be required.
Best If:
- You want to deposit checks from your office
- You want improved cash flow
- You want a product that is secure and reliable
- You need a product for your growing business
ACH Origination
Pay and get paid electronically.
ACH Origination allows you to collect customer payments, pay vendors, and process payroll electronically. It’s an efficient way to move money without paper checks.
Why You’d Want This Service
Because electronic payments save time and reduce manual work.
Best If:
- You want to collect customer payments electronically
- You want to pay vendors efficiently
- You want to process employee payroll
- You want to reduce paper checks
Merchant Services
Grow revenue with more ways to get paid.
Merchant Services allow your business to accept card payments and get paid faster. River Valley Credit Union partners with FiNet to offer efficient and reliable payment solutions.
Why You’d Want This Service
Because customers expect flexible payment options.
Best If:
- You want to accept multiple payment types
- You want faster payment processing
- You want improved customer experience
- You want a trusted partner solution
QuickBooks Integration
Keep your accounting connected.
QuickBooks integration allows you to connect your River Valley Credit Union accounts directly to your accounting software. This makes tracking and reconciling finances easier.
Why You’d Want This Service
Because manual data entry takes time you don’t have.
Best If:
- You want to sync accounts with QuickBooks
- You want to simplify bookkeeping
- You want to reduce errors
- You want to save time on accounting tasks
Business Deposit Accounts for Small Businesses
From River Valley Credit Union
At River Valley Credit Union, small businesses aren’t just accounts—they’re neighbors. We proudly serve the Miami Valley with business deposit accounts designed to support day-to-day operations while building long-term banking relationships. Our small business experts take the time to understand your goals and offer guidance that grows with your business.
Business Checking Accounts
Simple, Flexible Accounts for Everyday Business Needs
Business Checking Accounts at River Valley Credit Union give you easy access to your money with tools designed for how small businesses operate. Whether you’re just getting started or managing steady growth, we’re here to help.
Small Biz, Biz Dividend, and Non-Profit Checking Accounts
Why You’d Choose Business Checking
Because your business needs quick access, clear tracking, and local support you can count on.
Key Features & Benefits
- Easy access to business funds
- Online and mobile banking tools
- Debit card for everyday purchases
- Local support from small business experts
- Built to grow with your business
Business Savings Accounts
Build a Financial Cushion for Your Business
A Business Savings Account helps you set aside funds for future expenses, opportunities, or unexpected needs. It’s a simple way to strengthen your business’s financial foundation.
Why You’d Choose Business Savings
Because planning ahead helps your business stay strong through every season.
Key Features & Benefits
- Safe place to grow business funds
- Earn dividends on balances
- Supports long-term planning
- Easy transfers between accounts
- Local guidance when questions arise
Business Money Market Accounts
Earn More While Keeping Access to Your Cash
Business Money Market Accounts are ideal for businesses that maintain higher balances and want stronger earning potential without giving up flexibility.
Why You’d Choose a Money Market Account
Because idle funds should work harder while staying accessible.
Best Option If:
- You want higher earning potential than standard savings
- You want flexible access to funds
- You want secure, reliable savings option
- You want personal service from local experts
Business Certificates of Deposit (CDs)
Predictable Growth for Planned Savings
Business CDs allow you to earn a fixed return by setting aside funds for a specific period of time. They’re a great option for businesses planning ahead with confidence.
Why You’d Choose a Business CD
Because predictable growth helps you plan with certainty.
Best Option If:
- You want a fixed dividend rate
- You want flexible term options
- You want a low-risk savings strategy
- You want clear guidance from local staff
River Valley Credit Union offers business checking, business savings, money market accounts, and business certificates of deposit to small businesses across the Miami Valley. With local expertise, personal service, and relationship-focused banking, we help businesses manage money with confidence.