Biz Savings

There is nothing small about small business

Savings

Simple, reliable savings for all your everyday business needs.

Best If:

  • You’re building or maintaining cash reserves
  • You want easy access to your savings
  • You need a low-risk, flexible savings option
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Money Market

Higher earning potential with flexible access.

Best If:

  • You maintain higher account balances
  • You want to earn more while keeping funds accessible
  • You need a balance between savings and liquidity
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Certificates of Deposit (CDs)

Secure, fixed growth for your business funds.

Best If:

  • You want returns with minimal risk
  • You don’t need immediate access to the funds
  • You’re saving for a future expense or goal
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Biz Savings Rates

Rates displayed are set at the beginning of each month and are subject to change daily.

Certificate 4BIZ Rates
Rates as of 07/29/2026

Savings Accounts Minimum Dividend Rates APY*
Certificates
6 months $500 3.64% 3.70%
12 months (Bump one time)** $1,000 3.69% 3.75%
18 months (Bump one time)** $1,000 3.74% 3.80%
24 months (Bump one time)** $1,000 3.78% 3.85%
36 months $1,000 3.83% 3.90%
48 months $1,000 3.88% 3.95%
60 months $1,000 3.93% 4.00%
Jumbo Certificates
24 months (Bump one time)** $100,000 3.88% 3.95%
36 months $100,000 3.93% 4.00%
48 months $100,000 3.98% 4.05%
60 months $100,000 4.02% 4.10%

Dividends are compounded monthly on: Money Market Account and Certificates. Dividends on all other accounts are compounded quarterly.

** Offer valid on 12-, 18-, and 24-month certificates only. Offer subject to end or change without notice. Minimum $1,000 deposit to open. In the event that the qualifying certificate rate increases during the term, certificate rate may be increased, at member’s request, to the newer rate. One rate change permitted during the term of the certificate. Early withdrawal penalties apply. Other rates and terms available.

* Annual Percentage Yield—Rates subject to change daily.

For additional information: (937) 859-6260