Val Makes Cents

Hey moms and dads! Looking for something fun to do in the Dayton area? I have you covered! There is always a lot going on in our area; you just have to know where to look. Facebook is a great resource! You can search the events page and find all kinds of unique things going on in your area. Below are some of the fun activities, both indoor and outdoor, that I thought were worth sharing. ...read more

As adults, we all know how important credit is. A high credit score usually means lower interest rates on loans. A solid credit rating also makes it easier to get those loans because banks and credit unions are more willing to lend to those who have demonstrated timeliness in paying off the loan. Getting your kids to understand the importance of credit can be a challenge, but it’s a worthwhile endeavor as helping them build their credit from a young age will give them real-world experience while still living at home. ...read more

Planning a party can be a lot of work. You have to take care of food prep, decorations, activities and most importantly, getting guests to show up! If you are like me, everything has to be perfect, which makes it that much more stressful—and then there is the cost of throwing a party! ...read more

Ice cream is one of my favorite things in the world. I’ll eat it any time of day, any time of year! Typically, people eat ice cream a lot more in the summer, which is why July is National Ice Cream Month. In 1984, President Ronald Reagan declared July National Ice Cream Month and the third Sunday in the month as National Ice Cream Day. ...read more