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A River Valley girl in a Miami Valley world sharing her insight on all things fun and informative.

Credit vs. Debit: When to Choose the Right Card

Posted On: July 13th, 2018
Most of us have debit and/or credit cards and use them frequently. They are easy to use and extremely convenient. They give you instant access to the money in your account without having to set foot in a credit union. Because debit cards are linked directly to your checking account, each time you swipe the card, money comes directly out of your account. Actually, a credit card is essentially a loan: ...read more

5 Ways to Start Saving

Posted On: July 10th, 2018
Ideas on how to save money have been the most requested topic from readers. Having a savings account is so important, but many people simply can’t or don’t know how to build up their nest egg. The general rule of thumb is that you should have six months’ worth of expenses saved up for unexpected situations. ...read more

5 Finance Apps You Should Add to Your Phone

Posted On: July 6th, 2018
When it comes to personal finance apps, there is a wealth of them to choose from. So many, in fact, that even though I talked about them before (you can read my prior post here). I wanted to do a follow-up on the subject and cover a few more. With these apps, your smartphone becomes a great tool in improving your financial health and knowledge, helping build your savings account, and even paying off debt. ...read more

8 Easy Independence Day Recipes

Posted On: July 3rd, 2018
It’s no secret: I love food and Independence Day! So I thought, why not a blog post combining the two! At our annual Fourth of July cookout I try to make it as festive as possible—which means a lot of red, white and blue stuff, including the food. ...read more