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Cryptocurrency On Your Terms

The world of digital investing is evolving - and River Valley Credit Union has partnered with InvestiFi* to help you explore it confidently. Whether you’re just getting started or already crypto-curious with this new digital investing platform, you now have access to a safe, simple, and transparent way to buy, sell, and manage cryptocurrency.

We've partnered with a trusted digital asset provider to make exploring crypto easy, secure, and convenient—all from the same place you already manage your money.

Ready To Explore Cryptocurrency?

Simply log into your online banking or River Valley app to get started.

Why Access Crypto with River Valley?

  • Confidence & Control Buy and sell digital currency from the security of your online or mobile banking account.
  • No New Accounts No need for third-party apps, extra logins, or password juggling—everything is right here.
  • Clear, Transparent Pricing No hidden fees or confusing terms. What you see is what you get.
  • Security You Trust Your transactions are managed by our industry-leading digital asset partner and designed with your safety in mind.

What coins do we offer?

AVAX - Avalanche AVAX - Avalanche
BTC - Bitcoin BTC - Bitcoin
DOGE - Dogecoin DOGE - Dogecoin
ETH - Ethereum ETH - Ethereum
LINK - Chainlink LINK - Chainlink
LTC - Litecoin LTC - Litecoin
SOL - Solana SOL - Solana
USDC - USDC USDC - USDC
USDT - Tether USDT - Tether

New to Cryptocurrency? We’ve Got Your Back.

We know digital currency can be overwhelming. That’s why our team is here to support you with answers, guidance, and peace of mind—so you can make informed decisions on your own terms.

Frequently Asked Questions (FAQ)

Cryptocurrency is a type of digital currency that exists only online and uses secure technology to manage transactions. It is not issued or regulated by a central bank.
Yes! Members can access digital currency tools through their existing online or mobile banking account—no need for a separate app or login.
No. At this time, you can only buy and sell digital currency within the platform. External transfers (sending to or receiving from another wallet) are not available.
Yes. We’ve partnered with a trusted digital asset provider that uses industry-leading security and custodial practices to help protect your digital assets.
Yes, as long as you’re enrolled in online or mobile banking, and are an individual account holder after the age of 18. Access may vary by device or platform version—make sure your app is up to date!
There is a $0.99 minimum fee per trade, with a fee range of 1.00% - 2.99% per trade depending on the size of the transaction. You will be shown the amount of the trading fee before you confirm the trade.
The complete fee structure is as follows:
  • Minimum trade amount = $6.00
  • Maximum buy amount = $25,000
  • Maximum sell amount = $100,000
You’ll see available options when you access the crypto tab in your online or mobile banking.
No. River Valley Credit Union does not offer investment advice. If you're considering investing in cryptocurrency, we recommend consulting a licensed financial advisor.
When you decide to sell your cryptocurrency holdings, it is important to keep in mind that they are subject to taxation just like any other investment asset.
Yes, like any investment product, your cryptocurrency may lose (or gain) in value over time. Cryptocurrencies are volatile and unpredictable, meaning their prices can go up and down quickly and without warning.
Many factors can affect a cryptocurrency’s value, such as supply and demand, regulation, hacking, competition, innovation, and market sentiment. You should only invest in cryptocurrencies if you are aware of the risks and willing to accept the potential losses.

* Digital assets (cryptocurrencies) are made available and held in a digital wallet maintained by SAFE Trust Company, a Wyoming trust company, not the credit union or InvestiFi or its affiliates. SAFE is a separate entity from, and not an affiliate of River Valley Credit Union, Inc. or InvestiFi. Digital assets are (1) not federally or privately insured; (2) not obligations of River Valley Credit Union, Inc.; (3) not guaranteed by River Valley Credit Union, Inc.; (4) heavily speculative and volatile; (5) may have associated fees; (6) may not allow member recourse; and (7) offered by a third party. River Valley Credit Union, Inc. may receive compensation from your purchase of digital assets. Digital assets (i.e. cryptocurrencies) held in your digital asset account with SAFE (i.e. Crypto account) are not insured by any government or private entities, including, but not limited to, NCUA or ASI/ESI. Your digital investing account does not support wallet-to-wallet transferring of your digital assets (i.e. Cryptocurrencies). You should carefully consider whether buying or holding digital assets is suitable for you in light of your financial situation. Digital assets are not obligations of River Valley Credit Union, Inc. and are not guaranteed by River Valley Credit Union, Inc.

View the FI Terms of Use Disclosure