Dream Big

Home Loans

Home Loans

River Valley, your home loan headquarters.

Our experienced mortgage specialists are available! Call us or send us a message to get started!

Home Loans

River Valley is your Mortgage Headquarters! Whether you are a first time homebuyer, planning to refinance your adjustable rate mortgage or lower your current interest rate, River Valley offers you everything you'll need to make your decision, both on-line or in person. Our experienced mortgage specialists are available to walk you through the process.

Mortgage Refinance

Let our mortgage specialists see if refinancing your current mortgage can save you money.

Ask The Experts

Speak to one of our Mortgage Experts! They can answer your questions and help you every step of the way!

Margie Bayer
Margie Bayer
mbayer@rivervalleycu.org
(937) 859-6260 Ext. 2445
NMLS# 517481
Elsa Brown
Elsa Brown
ebrown@rivervalleycu.org
(937) 859-6260 Ext.2443
NMLS# 1277494
Danita Phillips
Danita Phillips
dphillips@rivervalleycu.org
(937) 859-6260 Ext. 2446
NMLS# 703894

HELP Line of Credit

Help Line-of-Credit is ideal for the member who needs money over a longer period of time. As you repay the balance, you can reuse your approved credit line for 10 years, then continue payments until you repay the entire balance. Closing costs apply.

Type APR*as low as
HELP Line of Credit 80% LTV Prime +0%, $25,000 min**
Prime +0.5%, under $25,000**