Dream Big

Home Loans

Move-in Ready Mortgages.

Ready to go when you’re ready to move.

Home Loans

Home Loans

Whether you are a first-time home buyer, or thinking about a refinance, River Valley Credit Union’s mortgage experts will help you #DreamBIG.


While Conventional Mortgages are the most common choice, there are other options that could be a better fit. Talk to our mortgage experts to see if a VA, FHA, USDA, Land or Construction loan is more beneficial for you.

We Also Offer:

  • Mortgage Refinance
  • First-Time home Buyer Programs

A Home Equity Line of Credit

Ideal for renovations, debt consolidation or large purchases. As you repay the balance, you can reuse your approved credit line for 10 years, then continue payments until you repay the entire balance. Closing costs apply.

River Valley Credit Union NMLS# 405613

Ask The Experts

Speak to one of our Mortgage Experts! They can answer your questions and help you every step of the way!

Home Equity Line of Credit ($10,000 min)

Type APR*as low as
$24,999 or less Prime + 0.5%
$25,000 + Prime + 0.0%
80% CLTV Open-End
Elsa Brown
Elsa Brown
(937) 859-6260 Ext. 2443
NMLS# 1277494
Jen Russell
Jen Russell
(937) 859-6260 Ext. 2353
NMLS# 1723445